What type of coverage does Medicare Part B primarily provide?

Medicare Part B primarily provides medical insurance for outpatient services. This includes a wide range of healthcare services such as doctor visits, preventive care, outpatient hospital services, and certain home health services. Part B is designed to cover medically necessary services and preventive services to help maintain health and prevent illness.

The focus on outpatient services distinguishes Part B from other parts of Medicare. For example, inpatient hospital care is primarily covered under Medicare Part A, while prescription drug coverage falls under Medicare Part D. Long-term care services are generally not covered by Medicare at all, as they are often tied to services that go beyond the scope of what Medicare typically finances. This clarification helps underline the specific nature of Part B's coverage intended for outpatient medical needs.